January 16, 2025
Democrats at the state and federal level have proven their intent to prohibit choice in the name of politics.
What’s more important—saving a broken system, or letting Americans keep the coverage that works for them?
What’s more important—saving a broken system, or letting Americans keep the coverage that works for them?

To protect Obamacare, House Democrats have passed a resolution that will kick hundreds of thousands of Americans off their insurance plans.

HR 1010, sponsored by Representative Kathy Castor (D- FL) and cosponsored by 25 members of her party, is a prohibition of short-term limited duration insurance plans that were put in place by the Obama administration and extended from 3 months up to 36 months by the current administration.

Since the release of the rule from HHS.gov, some in the media have claimed that these short-term plans are fraught with fraud, too hard to understand for the average consumer, or just a tactic to harm the ACA. Despite all the misinformation attempts, millions of families flocked to these types of plans because the unsubsidized portion of their plan through the ACA marketplace rivaled their rent or mortgage—making the ACA unaffordable.

Short-term plans offered financial relief while offering some protection in the case of a catastrophic event. This hasn’t stopped Speaker Pelosi and members of her party from a full-court press on these options that are now being held responsible for the lower enrollment in the ACA.

But according to the non-partisan Congressional Budget Office (CBO), it is projected that “enacting the legislation would result in roughly 1.5 million fewer people purchasing short-term plans each year over the 2020-2029 period. Of those, more than 500,000 would instead purchase nongroup coverage through the marketplaces established by the Affordable Care Act, a small number would obtain coverage through an employer, and about 500,000 would become uninsured.”

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